Health Insurance


City of Chicago Sponsored Plans

A Message From the City of Chicago

The City of Chicago (“City”) is again sponsoring several fully insured healthcare coverage options for retirees through Blue Cross Blue Shield of Illinois (“BCBSIL”). For the 2021 Plan Year, BCBSIL will continue to offer three Medicare Advantage Plan options for those eligible for Medicare and two Non-Medicare Plan options. Certain options will have different benefit terms in 2021.

BCBSIL will communicate directly with enrolled retirees as to the rates and specific changes to their healthcare coverage options. The City will not send a mailing to enrolled retirees. Current BCBSIL PPO participants will remain enrolled for 2021 in their current BCBSIL plan unless they choose to cancel or change the health coverage directly with BCBSIL.

Medicare Advantage Prescription Drug Plan (“MAPD”) Annual Notice of Change and Medicare Retiree packets were mailed the week of October 26, 2020. The MAPD Open Enrollment Period will be November 16, 2020 to November 30, 2020. 

Non-Medicare Retiree packets were mailed the week of October 12, 2020. The Open Enrollment Period is November 16, 2020 to November 30, 2020.

The BCBSIL Member Service Center will answer questions beginning on the date of the respective mailings.

BCBSIL Member Service Contact Information:

Medicare Plans – 1-877-566-8520
Monday - Friday, 8:00 a.m. to 8:00 p.m. 

Non-Medicare Plans – 1-800-292-6398
Monday - Friday, 8:00 a.m. to 5:30 p.m

LBA Sponsored Plans:

Many of the unions representing City employees have formed the Labor Benefits Association (“LBA”) in order to sponsor health insurance coverage alternatives for annuitants. The LBA is a non-profit organization whose sole purpose is to provide benefits to participating members. LBA membership is available to any former City employee or surviving spouse of a former City employee who is receiving a retirement annuity from LABF. Eligible annuitants do not have to be a current or former union member to join. The LBA sponsors several health insurance plans offered by Aetna allowing its members to cover themselves and their dependents.

Open Enrollment will take place from October 19, 2020 through November 23, 2020 for a January 1, 2021 effective date. Those retiring throughout the year may enroll at retirement.

For enrollment materials or answers to questions regarding the Aetna plans, contact the plan administrator, Doyle Rowe LTD, at (866) 201-2524 (8:30 a.m. to 4:30 p.m., Monday - Friday). 

AETNA Contact Information:

Medicare Plans: (800) 307-4830
Monday - Friday, 7:00 a.m. to 8:00 p.m. 

Non-Medicare Plans: (866) 307-6210
Monday - Friday, 8:00 a.m. to 6:00 p.m.

Annuitants should inform the call taker that they are calling to learn more about the new plans offered by the LBA.


Helpful information regarding healthcare options for annuitants who are:

Please note that the LABF is providing this information for your convenience and does not endorse any healthcare plan.

Board of Education

Chicago Public Schools (CPS) has released their Retiree Healthcare Rates for 2020. If you are a CPS Retiree who participates in their healthcare plan, you may visit to review the new rates.

Important Information for Board of Education Annuitants and Members

The LABF has been informed by the Board of Education that it will not offer retiree healthcare to employees who retire after September 1, 2013. Should you have any questions regarding this policy, please contact the BOE’s Human Capital Office at (773) 553-4748.

close (X)